A. Workers comp is an employer/employee-funded insurance program that protects workers who are injured on the job, or develop a work-related conditions. In Washington, certain large employers are eligible to self-insure, rather than participating in the State Fund workers program, but your rights as a worker are exactly the same.
To be covered by workers comp, you need to report your condition or injury to your employer right away and see a doctor as soon as possible, although you technically have one year from the date of injury to file an injury claim with the Department of Labor and Industries . Your employer will provide you with a claim form that, along with documentation from your doctor, is sent to the state Department of Labor and Industries. It is possible that your claim will be denied initially, but there is a procedure in place for protests and appeals.
Certain employees are not covered by workers comp, including individual domestic employees (though households employing two or more must cover everyone), hairdressers renting space, and some freelancers and true independent contractors. Talk to your employer or your attorney if you have questions about whether you qualify.
Bryan Stubbs, Attorney at Law, assists clients throughout the Tacoma, WA area. To protect your rights, speak to us as soon as possible after an injury. For over 50 years, our office has been helping injured workers on workers compensation claims and third party claims. We will fight for your rights and secure the best outcome for your injury claim! BBB A+ Rating. Contact Bryan Stubbs today at 253-383-5891 to schedule a free initial consultation. If you or a loved one have been seriously injured in an accident at work, call us today.