How does Social Security Work?

A. Social Security is an insurance program that provides income for those who are disabled or retired. While working, you pay FICA (Federal Insurance Contributions Act) taxes. Those funds are used to pay people who are currently on Social Security and then, when you retire or become disabled, your benefits are paid by people who are working at that time. Your widow or dependent children may be eligible for survivor benefits after you pass away.

To qualify for Social Security retirement, you must have worked for at least 10 years. Separate rules apply to those who become disabled at a young age and may not have been able to pay into the system for 10 full years. Unlike retirement benefits, which go through relatively quickly provided that you apply at 62 to 70 years of age, disability benefits are notoriously difficult to get.

To prove your Social Security disability case, you must show that you have a covered disability, and that it is expected to last for at least a year or to result in death. You must also prove that your disability makes it impossible for you to do not only the kind of work you did previously, but any other form of gainful employment as well. Denials are common, although these are sometimes overturned on appeal.

Bryan Stubbs, Attorney at Law, assists clients throughout the Tacoma, WA area. To protect your rights, speak to us as soon as possible after an injury. For over 50 years, our office has been helping injured workers on Workers Compensation Claims ,Auto Accidents , Third Party claims and Social Security Disability claims. We will fight for your rights and secure the best outcome for your injury claim! BBB A+ Rating. Contact Bryan Stubbs today at 253-383-5891 to schedule a free initial consultation. If you or a loved one have been seriously injured in an accident at work, call us today.